1. The Member agrees and undertakes that it has obtained the acknowledgement and agreement from the Individual about whom the search query is being conducted, that it is the subject of a search query for fraud prevention and detection.

2. Both the Member and the Individual are aware that the results of the transaction will be retained by Singapore Commercial Credit Bureau for audit and fraud prevention purposes.

3. The Member acknowledges that the personal data used in the search transaction may be transferred globally for processing.

The Search Services use sanctions data (OFAC, Specially Designated Nationals, Consolidated List, , BIS/ Commerce Denied Persons, HM Treasury Sanctions Consolidated List, European External Action Service Consolidated Lists, Ukraine State Financial Monitoring Service Blacklist, SECO Sanctions list and PEP)("Sanctions Data"). Matching against the Sanctions Data does not necessarily indicate that the individual or corporate entity ("Subject") about whom the Member has inquired is the same Subject referenced by the Sanctions Data. Accordingly, if the Member chooses to use the Sanctions Data, the Member acknowledges that any action taken by the Member regarding the Subject must be taken based on the Member's complete investigation of the Subject and not solely based on the Sanctions Data.